Texas Car / Permit practice question · Penalties & Licensing

Texas requires drivers to carry at least the minimum liability insurance, commonly stated as 30/60/25. The '25' stands for:

Answer choices

• $25,000 of coverage for others' property damage per crash— Correct answer
• $25,000 for injuries to a single person
• a $25 filing fee for the insurance policy
• 25 months of required coverage

Why this is the answer

Texas sets the minimum liability coverage at $30,000 for injury or death of one person, $60,000 for injury or death of two or more people, and $25,000 for property damage. So the last number in 30/60/25 is the $25,000 for damage to others' property. It is not a fee, a time period, or the amount for one person's injuries.

Source: Texas Driver Handbook — Financial Responsibility

Content reviewed against official driver handbooks · August 12, 2026